Used Car Finance In Bath & Bristol

 

Avon Valley specializes in used car finance in Bath & Bristol. We have excellently trained staff that have the ability to find you great deals that best suit your taste and financial background.

This means they can offer "bad credit car finance" to those eligible, subject to a credit check.

With more than 30 years of experience in the business, we are considered experts in tailoring PCP deals and hire purchase.


But, what one is best for me? 


Hire Purchase

This is a special installment plan that is agreed upon where an initial installment is paid upfront, and the remainder price of the vehicle os paid over an agreeable term. This agreeable term can be anywhere between 2 and 5 years. 


Hire Purchase Facts

> Fixed Interest Rate

> Deposit and term can be adjusted to find the monthly payment that suits you

> The finance is against the vehicle

> Other forms of credit will remain available for future use

> Agreement can be settled at anytime

> At the end of the agreement you have full ownership of the vehicle.


PCP 

This stands for personal contract purpose. This entails an initial deposit on your desired vehicle of choice (generally around 10%) then you make monthly installments with interest for an agreed period of time... normally around 3 years. At the end of the term, you have 3 options...1) Hand back the keys 2) Pay what's known as a balloon payment and keep the car. 3) Use the remaining value of the car and put it towards an upgrade of the vehicle.


Key Benefits 

> Reduced monthly payments

> Deferred final payment

> Settle agreement at any time

> At the end you can keep the car by paying a balloon payment, return it or part-exchange it for a new one

 

Why Is Used Car Finance a Good Option?

> It's a lot cheaper in the long run compared to new car finance.

> Used cars have to strictly tested against a high standard of rules and regulations

> No deposit required

> A lot easier to obtain bad credit car finance

> Fast and easy applications 

> Free credit check 

> Flexible PCP deals, hire purchase and lease options.

For more information on how we can get you driving away in your dream car please contact us.

To customise our used car finance to suit your requirements, please view our stock list, then enter your desired deposit, term and expected annual mileage and you will be able to preview the finance particulars against each vehicle.

Saltford Branch
View and Adjust Car Finance